Rates















Loans | Savings | Certificates

IMPORTANT NOTE: Rates quoted below are our lowest available and may vary based on your individual credit.

Loans

Rate

APR*

Term  Payment

New/Used Vehicles (2009-2014) 

1.880

1.880

24

Calculator
                                             

2.490

2.490

60 Calculator
                                           

2.790

2.790

72** Calculator
                                            

4.250

4.250

84^ Calculator
Used Vehicle (2007-2008)

2.990

2.990

48 Calculator
 

3.490

3.490

60 Calculator
Used Vehicle (2006 and older) 4.250 4.250 48 Calculator
New Recreational Vehicles (boats, campers, motorcycles, RVs, etc) 2009-2014 1.990 1.990 24 Calculator
  2.490 2.490 60 Calculator
  4.500 4.500 120** Calculator
Used Recreational Vehicles (boats, campers, motorcycles, RVs, etc)   2007-2008 2.990 2.990 48 Calculator
  3.490 3.490 60 Calculator
Used Recreational Vehicles (boats, campers, motorcycles, RVs, etc)   2006 and older 4.250 4.250 48 Calculator
Unsecured 6.950 6.950 48 Calculator
Real Estate - 1st Mortgage Owner Occupied (fixed term) 3.250 3.396 60 Calculator
  3.750 3.826 120 Calculator
  4.250 4.304 180 Calculator
Real Estate - 1st Mortgage Owner Occupied    (3/1 ARM)  3.500 3.541 240 Calculator 
 (terms up to 30 years available)                      (5/1 ARM)  3.625 3.666 240 Calculator
                                                                    (10/1 ARM) 4.000 4.041 240 Calculator
Real Estate - 1st Mortgage Investment Property (Use standard rate plus 1.250%)        
Construction 2.990 2.990 12  N/A
Real Estate - 1st Mortgage Land Only 5.950 5.981 120 Calculator
Real Estate - 2nd Mortgage Owner Occupied (Terms up to 15 years available) 4.750 4.829 60 Calculator
Home Equity Line of Credit  (HELOC)  Call us for current rate information

Variable

Variable n/a 1.5% of balance
Kwik Cash Line of Credit (variable rate loan)+ 11.000 11.000 n/a $3.00 per $100
Signature Line of Credit (variable rate loan)" 8.500 8.500 n/a $2.00 per $100

Contact us at 715-843-4663 for additional terms and rates on mortgages.

*APR = Annual Percentage Rate
**Minimum of $15,000 to finance 
^ Minimum of $20,000 to finance; new vehicles only
+ Minimum payment $15.00/month
" Minimum payment $50.00/month
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IMPORTANT NOTE: Chart also includes rates for applicable checking accounts.
Savings

Dividend Rate

APY*

Term

Share Savings ($50 minimum for dividends) 0.100 0.100 n/a
Share Savings - Youth ($1.00 minimum for dividends) 0.100 0.100 n/a
Regular Savings ($75 minimum for dividend) 0.250 0.250 n/a
Regular Savings - Youth ($1.00 minimum for dividends) 0.250 0.250 n/a
Prime Times Savings ($500 minimum for dividends) 0.300 0.300 n/a
Christmas Savings ($25.00 minimum for dividend) 0.250 0.250 n/a
HSA Savings ($25.00 minimum for dividend) .750 .750 n/a
IRA Savings ($500 minimum for dividend) 0.300 0.300 n/a
Money Market Savings - Tiered Account ($2000 minimum for dividend)   0.000 n/a
   Tier 1 ($2000.00 - $9999.99)

.420

.420

n/a
   Tier 2 ($10,000 - $24,999.99) .450 .450 n/a
   Tier 3 ($25,000-$74,999.99) .500 .500 n/a
   Tier 4 ($75,000+) .520 .520 n/a
Business Savings ($75.00 minimum for dividend) 0.250 0.250 n/a
Interest Checking ($1000 minimum for dividend) 0.100 0.100 n/a
Money Market Checking - Tiered Account ($2000 minimum for dividend)   0.000 n/a
    Tier 1 ($2000.00-$9999.99) .250 .250 n/a
    Tier 2 ($10,000 +) .400 .400 n/a
Organization Checking ($500 minimum for dividend) 0.100 0.100 n/a
Business Checking ($5000 minimum for dividends) 0.100 0.100 n/a

 

*APY = Annual Percentage Yield
Fees may reduce earnings on account.
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Certificates

Dividend Rate

APY*

Term

6-Month Certificate with $2500 Minimum Balance .300 .300 6
6-Month Certificate with $10,000 Minimum Balance .420 .420 6
7-Month Liquid Certificate with $10,000 Minimum Balance .400 .400 7
9-Month Certificate with $5000 Minimum Balance .470 .470 9
12-Month Certificate with $500 Minimum Balance (Education IRA) .250 .250 12
12-Month Certificate with $1000 Minimum Balance .250 .250 12
12-Month Certificate with $5000 Minimum Balance .550 .550 12
15-Month Certificate with $5000 Minimum Balance .580 .580 15
18-Month Certificate with $1000 Minimum Balance .530 .530 18
18-Month Certificate with $5000 Minimum Balance .550 .550 18
21-Month Certificate with $5000 Minimum Balance .650 .650 21
24-Month Certificate with $1000 Minimum Balance .700 .700 24
24-Month Certificate with $5000 Minimum Balance .750 .750 24
30-Month Certificate with $1000 Minimum Balance .650 .650 30
30-Month Certificate with $5000 Minimum Balance .700 .700 30
36-Month Certificate with $1000 Minimum Balance .900 .900 36
36-Month Certificate with $5000 Minimum Balance 1.000 1.000 36
48-Month Certificate with $1000 Minimum Balance 1.090 1.090 48
48-Month Certificate with $5000 Minimum Balance 1.190 1.200 48
60-Month Certificate with $1000 Minimum Balance 1.290 1.300 60
60-Month Certificate with $5000 Minimum Balance 1.440 1.450 60

 

*APY = Annual Percentage Yield
Fees may reduce earnings on account. A penalty may be imposed for early withdrawal.
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