Rates














Loans | Savings | Certificates

IMPORTANT NOTE: Rates quoted below are our lowest available and may vary based on your individual credit.

 

Loans Rate APR* Term  
New Vehicles (2009-2008) 5.000 5.000 48 Calculator
New Vehicles (2009-2008) 5.750 5.750 60 Calculator
New Vehicles (2009-2008) 6.250 6.250 72** Calculator
New Vehicles (2009-2008) 6.950 6.950 84^ Calculator
Used Vehicles  (2004-2007) 5.750 5.750 48 Calculator
Used Vehicles (2004-2007) 6.250 6.250 60 Calculator
Used Vehicles (2005-2007) 6.950 6.950 72** Calculator
Used Vehicles (2003 and older) 6.750 6.750 36 Calculator
Used Vehicles  (2003 and older) 7.250 7.250 48 Calculator
New Recreational Vehicles (boats, campers, motorcycles, RVs, etc)  2007-2008 5.750 5.750 48 Calculator
New Recreational Vehicles (boats, campers, motorcycles, RVs, etc)  2007-2008 6.150 6.150 60 Calculator
New Recreational  Vehicles (boats, campers, motorcycles, RVs, etc)  2007-2008 6.500 6.500 72** Calculator
New Recreational  Vehicles (boats, campers, motorcycles, RVs, etc)  2007-2008 7.250 7.250 120** Calculator
Used Recreational Vehicles (boats, campers, motorcycles, RVs, etc)   2003-2006 6.250 6.250 48 Calculator
Used Recreational Vehicles (boats, campers, motorcycles, RVs, etc)    2003-2006 6.750 6.750 60 Calculator
Used Recreational Vehicles (boats, campers, motorcycles, RVs, etc)    2004-2006 7.000 7.000 72** Calculator
Used Recreational Vehicles (boats, campers, motorcycles, RVs, etc)    2004-2006 7.450 7.450 120** Calculator
Used Recreational Vehicles (boats, campers, motorcycles, RVs, etc)    2002 and older 7.250 7.250 36 Calculator
Used Recreational Vehicles  (boats, campers, motorcycles, RVs, etc)   2002 and older 7.500 7.500 48 Calculator
Home Improvement and Equity (up to 100%) 8.500 8.500 36 Calculator
Home Improvement and Equity (up to 100%) 9.000 9.000 60 Calculator
Unsecured 9.450 9.450 36 Calculator
Real Estate - 1st Mortgage Owner Occupied (balloon)****  5.250 5.250 36 Calculator
Real Estate - 1st Mortgage Owner Occupied (balloon)**** 5.750 5.750 60 Calculator
Real Estate - Special Fixed  Rate  FREE IN 10! # 6.250 6.250 120 Calculator
Real Estate - 1st Mortgage Owner and Nonowner Occupied Business 6.500 6.500 36  Calculator
Construction 4.990 4.990 6 Calculator
Real Estate - 1st Mortgage Land Only***** 6.000 6.000 12 Calculator
Real Estate - 1st Mortgage Land Only***** 6.950 6.950 36 Calculator
Real Estate - 2nd Mortgage Owner Occupied (up to 80% loan to value) 6.250 6.250 60 Calculator
Real Estate - 2nd Mortgage Owner and Nonowner Occupied Business 8.000 8.000 36 Calculator
Home Equity Line of Credit  (HELOC)  Call us for current rate information

Variable

Variable n/a Calculator
Kwik Cash Line of Credit (variable rate loan) 11.000 11.000 n/a Calculator

 

*APR = Annual Percentage Rate
**Minimum of $15,000 to finance 
^ Minimum of $20,000 to finance
****Terms can be fixed or amortized over 30 years
# Free-in-10 is a fixed rate for 10-year repayment plan only

*****May be amortized over 15 years
Go To Loan Application | Go To Calculators | Back to Top
 

IMPORTANT NOTE: Chart also includes rates for applicable checking accounts.

 

Savings Dividend Rate APY* Term
Share Savings ($50 minimum for dividends) 0.500 0.500 n/a
Share Savings - Youth ($1.00 minimum for dividends) 0.500 0.500 n/a
Regular Savings ($75 minimum for dividend) 0.750 0.750 n/a
Regular Savings - Youth ($1.00 minimum for dividends) 0.750 0.750 n/a
Prime Times Savings ($500 minimum for dividends) 1.500 1.500 n/a
Christmas Savings ($25.00 minimum for dividend) 0.500 0.500 n/a
Special Savings ($50 minimum for dividends) 1.000 1.000 n/a
IRA Savings ($500 minimum for dividend) 2.470 2.500 n/a
Money Market Savings - Tiered Account ($2000 minimum for dividend)   0.000 n/a
   Tier 1 ($2000.00 - $9999.99) 1.490 1.500 n/a
   Tier 2 ($10,000 - $24,999.99) 1.980  2.000 n/a
   Tier 3 ($25,000-$74,999.99) 2.470 2.500 n/a
   Tier 4 ($75,000+) 2.720 2.750 n/a
Business Savings ($75.00 minimum for dividend) 0.750 0.750 n/a
Interest Checking ($1000 minimum for dividend) 0.500 0.500 n/a
Money Market Checking - Tiered Account ($2000 minimum for dividend)   0.000 n/a
    Tier 1 ($2000.00-$9999.99) 1.250 1.250 n/a
    Tier 2 ($10,000 +) 2.250 2.250 n/a
Organization Checking ($500 minimum for dividend) 0.500 0.500 n/a
Business Checking ($5000 minimum for dividends) 0.500 0.500 n/a

 

*APY = Annual Percentage Yield
Fees may reduce earnings on account.
Back to Top
 

 

 

Certificates Dividend Rate APY* Term
6-Month Certificate with $2500 Minimum Balance 2.230 2.250 6
6-Month Certificate with $10,000 Minimum Balance 2.870 2.900 6
7-Month Certificate with $5000 Minimum Balance 3.160 3.200 7
SPECIAL! 7-Month Liquid Certificate with $10,000 Minimum Balance 2.670 2.700 7
9-Month Certificate with $5000 Minimum Balance 2.870 2.900 9
12-Month Certificate with $500 Minimum Balance (Education IRA) 1.940 1.950 12
12-Month Certificate with $1000 Minimum Balance 2.330 2.350 12
12-Month Certificate with $5000 Minimum Balance 3.060 3.100 12
15-Month Certificate with $5000 Minimum Balance 3.060 3.100 15
18-Month Certificate with $1000 Minimum Balance 2.420 2.500 18
18-Month Certificate with $5000 Minimum Balance 3.160 3.200 18
21-Month Certificate with $5000 Minimum Balance 3.260 3.300 21
24-Month Certificate with $1000 Minimum Balance 2.720 2.750 24
24-Month Certificate with $5000 Minimum Balance 3.360 3.400 24
30-Month Certificate with $1000 Minimum Balance 2.820 2.850 30
30-Month Certificate with $5000 Minimum Balance 3.550 3.600 30
36-Month Certificate with $1000 Minimum Balance 2.970 3.000 36
36-Month Certificate with $5000 Minimum Balance 3.800 3.850 36
48-Month Certificate with $1000 Minimum Balance 3.060 3.100 48
48-Month Certificate with $5000 Minimum Balance 3.940 4.000 48
60-Month Certificate with $1000 Minimum Balance 3.160 3.200 60
60-Month Certificate with $5000 Minimum Balance 3.940 4.000 60

 

*APY = Annual Percentage Yield
Fees may reduce earnings on account. A penalty may be imposed for early withdrawal.
Back to Top
 

 

 

[ Home | CU Online/Bill Pay | What's New | Loans | Checking | Savings | Rates | Services | Cool Stuff | About Us | Contact Us | Sitemap | Disclosures ]

Notices, Terms, and Conditions
Privacy Policy
 
Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements
Copyright © Harland Financial Solutions, Inc. All Rights Reserved.