You can be confident that your financial privacy is a top priority of our credit union. This privacy notice will explain how we collect, use and safeguard your personal financial information.

To help you meet your financial goals, we may enter into agreements with companies that provide services to the credit union or financial products for our members to consider, such as insurance or investment providers with whom we have a joint marketing agreement. We do not permit these companies to sell the information we provide to them with other parties.

INFORMATION WE COLLECT AND MAY DISCLOSE ABOUT YOU
We collect and may disclose nonpublic personal information about you from the following sources:

• Information we receive from you on applications and other forms such as name, address, social security number and income;
• Information about your transactions with us or others such as account balances, payment history, parties to transactions and credit card usage:
• Information we receive from a consumer reporting agency relating to your credit history or creditworthiness; and
• Information obtained when verifying the information you provide on an application or other form such as from your current or past employers or from other institutions where you conduct financial transactions.

We may also disclose nonpublic personal information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to complete transactions you initiate, to conduct the operations of the credit union or to protect the security of our financial records.

If you terminate your membership with Cloverbelt Credit Union, we will not share information we have collected about you, except as permitted by law.

If you prefer that we not disclose information about you to our marketing partners, you may elect to 'opt out' by calling our Membership Services department ay (715) 842-5693 or writing us at PO Box 659,  Wausau WI 54402-0659. You will continue to receive disclosures that are required by law and certain credit union mailings but all other offers for existing, improved or new services and products from the credit union and our marketing partners will be discontinued.

HOW WE PROTECT YOUR INFORMATION
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.

Your financial privacy is a top priority for your credit union. Please contact us at (715) 842-5693 if you have any questions regarding our privacy policy.