Kwik Cash / Signature Line of Credit

Kwik Cash is a pre-approved line of credit up to $15,000 (Signature Line of Credit goes up to $25,000) that can be tied to your checking account for overdraft protection or used when you need extra money.  There is a small fee for each transfer to cover an overdraft but otherwise you only pay interest on the amount you use.

In addition to being used as overdraft protection, you can advance funds any time with no fee by making an online transfer or contacting a teller. Both of these products give you peace of mind to know that funds are there for you when you need them!

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 CURRENT RATES

Rate APR Term Payment
Kwik Cash Line of Credit (variable rate loan) 11.000 11.000 n/a $3.00 per $100
Signature Line of Credit (variable rate loan) 9.000 9.000 n/a $2.00 per $100

 

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