Rates

IMPORTANT NOTE: Rates quoted below are our lowest available and may vary based on your individual credit.

PERSONAL LOANS

Rate APR Term Payment
New and Used Cars/Trucks/Recreational Vehicles (2015-2019) 3.690 3.690 36
3.990 3.990 60
4.490 4.490 72*
5.990 5.990 84**
6.240 6.240 120^
Used Cars/Trucks/Recreational Vehicles (2010-2014) 3.990 3.990 36
4.490 4.490 60
Used Cars/Trucks/Recreational Vehicles (2009 and older) 6.040 6.040 60
Unsecured $5000- $25000 8.490 8.490 48
                  $1000 – $4999 9.490 9.490 48
                  $100 – $999 12.990 12.990 12
Kwik Cash Line of Credit (variable rate loan) 11.000 11.000 n/a $3.00 per $100
Signature Line of Credit (variable rate loan) 10.250 10.250 n/a $2.00 per $100
*Minimum of $15,000 to finance
** Minimum of $20,000 to finance; new vehicles only
^ Term available for boats, RVs and campers only; minimum $18,000 to finance
XXXXXX

REAL ESTATE LOANS

Rate APR Term
(months)
Payment
1st Mortgage Purchase
 5 Year Fixed Rate 4.250 4.250 60
 10 Year Fixed Rate 4.750  4.750 120
15 Year Fixed Rate 5.250 5.250 180
20 Year Fixed Rate Call  Call 240
30 Year Fixed Rate Call  Call 360
3/1 ARM 4.500  4.500  360
5/1 ARM 4.750 4.750 360
10/1 ARM 5.250 5.250 360
2nd Mortgage and Home Equity
5 Year Fixed Rate 5.000 5.000 60
10 Year Fixed Rate 5.750 5.750 120
15 Year Fixed Rate 6.500 6.500 180
Home Equity Line of Credit (HELOC) Call Call
Construction 4.500 4.500 12
Rates and terms also available for investment property, vacant land and commercial loans. Contact a mortgage specialist at 715-843-4663 for more information.

SAVINGS AND CHECKING

Dividend Rate APY* Term
Regular Savings ($75 minimum for dividend) 0.450 0.450 n/a
Regular Savings – Youth ($1.00 minimum for dividend) 0.450 0.450 n/a
Prime Times Savings ($500 minimum for dividend) 0.500 0.500 n/a
Christmas Savings ($25.00 minimum for dividend) 0.250 0.250 n/a
HSA Savings ($25.00 minimum for dividend) 0.650 0.650 n/a
IRA Savings ($500 minimum for dividend) 0.450 0.450 n/a
Money Market Savings – Tiered Account ($2,000 minimum for dividend) 0.000 0.000 n/a
Tier 1 ($2,000.00 – $9,999.99) 0.600 0.600 n/a
Tier 2 ($10,000 – $24,999.99) 0.650 0.650 n/a
Tier 3 ($25,000-$74,999.99) 1.250 1.260 n/a
Tier 4 ($75,000+) 1.300 1.310 n/a
Business Savings ($75.00 minimum for dividend) 0.450 0.450 n/a
Interest Checking ($1000 minimum for dividend) 0.200 0.200 n/a
Money Market Checking – Tiered Account ($2000 minimum for dividend) 0.000 n/a
Tier 1 ($2,000.00-$9,999.99) 0.400 0.400 n/a
Tier 2 ($10,000 +) 0.500 0.500 n/a
Organization Checking ($500 minimum for dividend) 0.200 0.200 n/a
Business Checking ($5,000 minimum for dividends) 0.200 0.200 n/a
*APY = Annual Percentage Yield
Fees may reduce earnings on account.
Back to Top
 XXXXXX

CERTIFICATES

Dividend Rate APY* Term
6-Month Certificate with $2500 Minimum Balance 0.60 0.600 6
6-Month Certificate with $10,000 Minimum Balance 1.100 1.100 6
9-Month Certificate with $5000 Minimum Balance 1.540 1.550 9
12-Month Certificate with $500 Minimum Balance (Education IRA) 0.600 0.600 12
12-Month Certificate with $1000 Minimum Balance 0.750 0.750 12
12-Month Certificate with $5000 Minimum Balance 1.840 1.850 12
13-Month Certificate with $5000 Minimum Balance 1.840 1.850
15-Month Certificate with $5000 Minimum Balance 1.840 1.850 15
16-Month Certificate with $5000 Minimum Balance 1.840 1.850 16
18-Month Certificate with $1000 Minimum Balance 1.100 1.100 18
18-Month Certificate with $5000 Minimum Balance 1.890 1.900 18
*** SPECIAL! ***
21-Month Certificate with $5000 Minimum Balance
2.720 2.750 21
24-Month Certificate with $1000 Minimum Balance 1.190 1.200 24
24-Month Certificate with $5000 Minimum Balance 2.280 2.300 24
30-Month Certificate with $1000 Minimum Balance 1.290 1.300 30
30-Month Certificate with $5000 Minimum Balance 2.140 2.160 30
36-Month Certificate with $1000 Minimum Balance 1.190 1.200 36
36-Month Certificate with $5000 Minimum Balance 2.430 2.450 36
48-Month Certificate with $1000 Minimum Balance 1.290 1.300 48
48-Month Certificate with $5000 Minimum Balance 2.720 2.750 48
60-Month Certificate with $1000 Minimum Balance 1.490 1.500 60
60-Month Certificate with $5000 Minimum Balance 3.230 3.270 60
*APY = Annual Percentage Yield
Fees may reduce earnings on account. A penalty may be imposed for early withdrawal.
Back to Top