Certificates

CCU offers a variety of certificates with varying terms and minimum balance requirements. CCU also gives you several options for handling your certificate dividends. You can choose to let them compound; you can have the money transferred to another CCU account; or you can have a check mailed to you. (Some restrictions may apply.)

Dividend Rate APY* Term
6-Month Certificate with $2500 Minimum Balance 0.350 0.350 6 months
6-Month Certificate with $10,000 Minimum Balance 0.450 0.450 6 months
7-Month Liquid Certificate with $10,000 Minimum Balance 0.450 0.450 7 months
9-Month Certificate with $5000 Minimum Balance 0.500 0.500 9 months
12-Month Certificate with $500 Minimum Balance (Education IRA) 0.300 0.300 12 months
12-Month Certificate with $1000 Minimum Balance 0.350 0.350 12 months
12-Month Certificate with $5000 Minimum Balance 0.600 0.600 12 months
15-Month Certificate with $5000 Minimum Balance 0.630 0.630 15 months
*** SPECIAL! ***
16-Month Certificate with $5000 Minimum Balance
1.240 1.250 16 months
18-Month Certificate with $1000 Minimum Balance 0.530 0.530 18 months
18-Month Certificate with $5000 Minimum Balance 0.600 0.600 18 months
21-Month Certificate with $5000 Minimum Balance 1.090 1.090 21 months
24-Month Certificate with $1000 Minimum Balance 0.700 0.700 24 months
24-Month Certificate with $5000 Minimum Balance 1.000 1.000 24 months
25-Month Certificate with $5000 Minimum Balance 1.050 1.050 25 months
30-Month Certificate with $1000 Minimum Balance 0.650 0.650 30 months
30-Month Certificate with $5000 Minimum Balance 0.700 0.700 30 months
36-Month Certificate with $1000 Minimum Balance 1.000 1.000 36 months
36-Month Certificate with $5000 Minimum Balance 1.290 1.300 36 months
48-Month Certificate with $1000 Minimum Balance 1.090 1.090 48 months
48-Month Certificate with $5000 Minimum Balance 1.500 1.510 48 months
60-Month Certificate with $1000 Minimum Balance 1.390 1.400 60 months
60 Month Certificate with $5000 Minimum Balance 1.810 1.820 60 months

*Annual percentage yield. Fees may reduce earnings. Penalty may be imposed for early withdrawal.