Certificates

CCU offers a variety of certificates with varying terms and minimum balance requirements. CCU also gives you several options for handling your certificate dividends. You can choose to let them compound; you can have the money transferred to another CCU account; or you can have a check mailed to you. (Some restrictions may apply.)

Dividend Rate APY* Term
6-Month Certificate with $2500 Minimum Balance 0.600 0.600 6 months
6-Month Certificate with $10,000 Minimum Balance 1.100 1.100 6 months
9-Month Certificate with $5000 Minimum Balance 1.540 1.550 9 months
12-Month Certificate with $500 Minimum Balance (Education IRA) 0.600 0.600 12 months
12-Month Certificate with $1000 Minimum Balance 0.900 0.900 12 months
12-Month Certificate with $5000 Minimum Balance 1.990 2.000 12 months
13-Month Certificate with $5000 Minimum Balance 1.990 2.000 13 months
15-Month Certificate with $5000 Minimum Balance 2.040 2.060 15 months
16-Month Certificate with $5000 Minimum Balance 2.040 2.060 16 months
18-Month Certificate with $1000 Minimum Balance 1.100 1.100 18 months
18-Month Certificate with $5000 Minimum Balance 2.040 2.060 18 months
*** SPECIAL! ***
21-Month Certificate with $5000 Minimum Balance
2.720 2.750 21 months
24-Month Certificate with $1000 Minimum Balance 1.190 1.200 24 months
24-Month Certificate with $5000 Minimum Balance 2.720 2.750 24 months
30-Month Certificate with $1000 Minimum Balance 1.290 1.300 30 months
30-Month Certificate with $5000 Minimum Balance 2.480 2.500 30 months
36-Month Certificate with $1000 Minimum Balance 1.190 1.200 36 months
36-Month Certificate with $5000 Minimum Balance 2.530 2.550 36 months
48-Month Certificate with $1000 Minimum Balance 1.290 1.300 48 months
48-Month Certificate with $5000 Minimum Balance 2.720 2.750 48 months
60-Month Certificate with $1000 Minimum Balance 1.490 1.500 60 months
60 Month Certificate with $5000 Minimum Balance 3.000 3.030 60 months

*Annual percentage yield. Fees may reduce earnings. Penalty may be imposed for early withdrawal.