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Cloverbelt Credit Union

Current Rates

CCU Current Rates


PERSONAL LOANS Rate APR* Term Payment per $1000 borrowed
New and Used Cars/Trucks/Recreational Vehicles (2015-2019)
3.490 3.490 36 $29.39

3.790 3.790 60 $18.32

4.290 4.290 72* $15.78

5.790 5.790 84** $14.51

6.240 6.240 120^ $11.23
Used Cars/Trucks/Recreational Vehicles (2010-2014) 4.190 4.190 36 $29.61

4.690 4.690 60 $18.73
Used Cars/Trucks/Recreational Vehicles (2009 and older) 6.240 6.240 60 $19.45
Unsecured $10000- $25000 8.690 8.690 60 $24.76
$1500 – $9999 9.690 9.690 48 $25.22
$100 – $1499 12.990 12.990 24 $4.76
Kwik Cash Line of Credit (variable rate loan) 11.000 11.000 n/a $3.00 per $100
Signature Line of Credit (variable rate loan) 10.750 10.750 n/a $2.00 per $100
*Minimum of $15,000 to finance
** Minimum of $20,000 to finance; new vehicles only
^ Term available for boats, RVs and campers only; minimum $18,000 to finance




REAL ESTATE LOANS Rate APR* Term
(months)
Payment
per $1000
Borrowed
1st Mortgage Purchase



5 Year Fixed Rate 4.250 4.453 60 $18.53
10 Year Fixed Rate 4.750 4.857 120 $10.49
15 Year Fixed Rate Call Call 180 Call
20 Year Fixed Rate Call Call 240 Call
30 Year Fixed Rate Call Call 360 Call
3/1 ARM 4.500 4.542 360 $5.07
5/1 ARM 4.750 4.793 360 $5.22
10/1 ARM 5.250 5.294 360 $5.52
2nd Mortgage and Home Equity



5 Year Fixed Rate 5.500 5.706 60 $19.10
10 Year Fixed Rate 6.000 6.110 120 $11.10
15 Year Fixed Rate 6.750 6.829 180 $8.85
Home Equity Line of Credit (HELOC) Call Call Call Call
Construction 4.500 5.427 12 $3.70
Rates and terms also available for investment property, vacant land and commercial loans. Contact a mortgage specialist at 715-843-4663 for more information.
*Annual Percentage Rate




SAVINGS AND CHECKING Dividend Rate APY** Term
Regular Savings ($75 minimum for dividend) 0.350 0.350 n/a
Regular Savings – Youth ($1 minimum for dividend) 0.350 0.350 n/a
Prime Times Savings ($500 minimum for dividend) 0.400 0.400 n/a
Christmas Savings ($25 minimum for dividend) 0.250 0.250 n/a
HSA Savings ($25 minimum for dividend) 0.650 0.650 n/a
IRA Savings ($500 minimum for dividend) 0.350 0.350 n/a
Money Market Savings – Tiered Account ($2,000 minimum for dividend)



Tier 1 (up to $9,999.99) 0.600 0.600 n/a
Tier 2 ($10,000 – $24,999.99) 0.650 0.650 n/a
Tier 3 ($25,000-$74,999.99) 1.050 1.050 n/a
Tier 4 ($75,000+) 1.240 1.250 n/a
Business Savings ($75.00 minimum for dividend) 0.350 0.350 n/a
Interest Checking ($1000 minimum for dividend) 0.200 0.200 n/a
Money Market Checking – Tiered Account ($2000 minimum for dividend)



Tier 1 (up to $9,999.99) 0.400 0.400 n/a
Tier 2 ($10,000 +) 0.500 0.500 n/a
Organization Checking ($500 minimum for dividend) 0.200 0.200 n/a
Business Checking ($5,000 minimum for dividends) 0.200 0.200 n/a
CERTIFICATES Dividend Rate APY** Term
6-Month Certificate with $2500 Minimum Balance 0.500 0.500 6
6-Month Certificate with $10,000 Minimum Balance 1.100
1.100 6
9-Month Certificate with $5000 Minimum Balance 1.100 1.100 9
12-Month Certificate with $500 Minimum Balance (Education IRA) 0.400 0.400 12
12-Month Certificate with $1000 Minimum Balance 0.750 0.750 12
12-Month Certificate with $5000 Minimum Balance 1.840 1.850 12
13-Month Certificate with $5000 Minimum Balance 1.890 1.900 13
15-Month Certificate with $5000 Minimum Balance 1.940 1.950 15
16-Month Certificate with $5000 Minimum Balance 1.940 1.950 16
18-Month Certificate with $1000 Minimum Balance 1.100 1.100 18
18-Month Certificate with $5000 Minimum Balance 2.000 2.020 18
*** SPECIAL! ***
21-Month Certificate with $5000 Minimum Balance
2.280 2.300 21
24-Month Certificate with $1000 Minimum Balance 1.140 1.140 24
24-Month Certificate with $5000 Minimum Balance 2.330 2.350 24
30-Month Certificate with $1000 Minimum Balance 1.190 1.200 30
30-Month Certificate with $5000 Minimum Balance 2.330 2.350 30
36-Month Certificate with $1000 Minimum Balance 1.190 1.200 36
36-Month Certificate with $5000 Minimum Balance 2.380 2.400 36
48-Month Certificate with $1000 Minimum Balance 1.290 1.300 48
48-Month Certificate with $5000 Minimum Balance 2.480 2.500 48
60-Month Certificate with $1000 Minimum Balance 1.490 1.500 60
60-Month Certificate with $5000 Minimum Balance 2.520 2.540 60
**APY = Annual Percentage Yield
Fees may reduce earnings on account. A penalty may be imposed for early withdrawal.