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Cloverbelt Credit Union

Current Rates

CCU Current Rates

 
PERSONAL LOANS Rate APR* Term Payment per $1000 borrowed
New and Used Cars/Trucks/Recreational Vehicles (2015-2019)
3.690 3.690 36 $29.39

3.990 3.990 60 $18.42

4.490 4.490 72* $15.87

5.990 5.990 84** $14.87

6.240 6.240 120^ $11.23
Used Cars/Trucks/Recreational Vehicles (2010-2014) 4.190 4.190 36 $29.61

4.690 4.690 60 $18.73
Used Cars/Trucks/Recreational Vehicles (2009 and older) 6.240 6.240 60 $19.45
Unsecured $5000- $25000 8.690 8.690 48 $24.76
$1000 – $4999 9.690 9.690 48 $25.23
$100 – $999 12.990 12.990 12 $89.25
Kwik Cash Line of Credit (variable rate loan) 11.000 11.000 n/a $3.00 per $100
Signature Line of Credit (variable rate loan) 10.750 10.750 n/a $2.00 per $100
*Minimum of $15,000 to finance
** Minimum of $20,000 to finance; new vehicles only
^ Term available for boats, RVs and campers only; minimum $18,000 to finance




REAL ESTATE LOANS Rate APR* Term
(months)
Payment
per $1000
Borrowed
1st Mortgage Purchase



5 Year Fixed Rate 4.250 4.453 60 $18.53
10 Year Fixed Rate 4.750 4.857 120 $10.49
15 Year Fixed Rate Call Call 180 Call
20 Year Fixed Rate Call Call 240 Call
30 Year Fixed Rate Call Call 360 Call
3/1 ARM 4.500 4.542 360 $5.07
5/1 ARM 4.750 4.793 360 $5.22
10/1 ARM 5.250 5.294 360 $5.52
2nd Mortgage and Home Equity



5 Year Fixed Rate 5.000 5.205 60 $18.87
10 Year Fixed Rate 5.750 5.859 120 $10.98
15 Year Fixed Rate 6.500 6.579 180 $8.71
Home Equity Line of Credit (HELOC) Call Call Call Call
Construction 4.500 5.427 12 $3.70
Rates and terms also available for investment property, vacant land and commercial loans. Contact a mortgage specialist at 715-843-4663 for more information.
*Annual Percentage Rate




SAVINGS AND CHECKING Dividend Rate APY** Term
Regular Savings ($75 minimum for dividend) 0.350 0.350 n/a
Regular Savings – Youth ($1 minimum for dividend) 0.350 0.350 n/a
Prime Times Savings ($500 minimum for dividend) 0.400 0.400 n/a
Christmas Savings ($25 minimum for dividend) 0.250 0.250 n/a
HSA Savings ($25 minimum for dividend) 0.650 0.650 n/a
IRA Savings ($500 minimum for dividend) 0.350 0.350 n/a
Money Market Savings – Tiered Account ($2,000 minimum for dividend)



Tier 1 (up to $9,999.99) 0.600 0.600 n/a
Tier 2 ($10,000 – $24,999.99) 0.650 0.650 n/a
Tier 3 ($25,000-$74,999.99) 1.050 1.050 n/a
Tier 4 ($75,000+) 1.240 1.250 n/a
Business Savings ($75.00 minimum for dividend) 0.350 0.350 n/a
Interest Checking ($1000 minimum for dividend) 0.200 0.200 n/a
Money Market Checking – Tiered Account ($2000 minimum for dividend)



Tier 1 (up to $9,999.99) 0.400 0.400 n/a
Tier 2 ($10,000 +) 0.500 0.500 n/a
Organization Checking ($500 minimum for dividend) 0.200 0.200 n/a
Business Checking ($5,000 minimum for dividends) 0.200 0.200 n/a
CERTIFICATES Dividend Rate APY** Term
6-Month Certificate with $2500 Minimum Balance 0.60 0.600 6
6-Month Certificate with $10,000 Minimum Balance 1.100 1.100 6
9-Month Certificate with $5000 Minimum Balance 1.340 1.350 9
12-Month Certificate with $500 Minimum Balance (Education IRA) 0.600 0.600 12
12-Month Certificate with $1000 Minimum Balance 0.900 0.900 12
12-Month Certificate with $5000 Minimum Balance 1.940 1.950 12
13-Month Certificate with $5000 Minimum Balance 1.940 1.950 13
15-Month Certificate with $5000 Minimum Balance 2.030 2.050 15
16-Month Certificate with $5000 Minimum Balance 2.030 2.050 16
18-Month Certificate with $1000 Minimum Balance 1.100 1.100 18
18-Month Certificate with $5000 Minimum Balance 2.030 2.050 18
*** SPECIAL! ***
21-Month Certificate with $5000 Minimum Balance
2.680 2.710 21
24-Month Certificate with $1000 Minimum Balance 1.140 1.140 24
24-Month Certificate with $5000 Minimum Balance 2.620 2.650 24
30-Month Certificate with $1000 Minimum Balance 1.190 1.200 30
30-Month Certificate with $5000 Minimum Balance 2.480 2.500 30
36-Month Certificate with $1000 Minimum Balance 1.190 1.200 36
36-Month Certificate with $5000 Minimum Balance 2.530 2.550 36
48-Month Certificate with $1000 Minimum Balance 1.290 1.300 48
48-Month Certificate with $5000 Minimum Balance 2.620 2.650 48
60-Month Certificate with $1000 Minimum Balance 1.490 1.500 60
60-Month Certificate with $5000 Minimum Balance 2.670 2.700 60
**APY = Annual Percentage Yield
Fees may reduce earnings on account. A penalty may be imposed for early withdrawal.