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Cloverbelt Credit Union

Current Rates

 
PERSONAL LOANS Rate APR* Term Payment per $1000 borrowed
New and Used Cars/Trucks/Recreational Vehicles (2015-2020)
2.990 2.990 36 $29.07

3.390 3.390 60 $18.15

3.890 3.890 72** $15.59

4.990 4.990 84*** $14.13

6.240 6.240 120^ $11.23
Used Cars/Trucks/Recreational Vehicles (2010-2014) 4.190 4.190 36 $29.61

4.690 4.690 60 $18.73
Used Cars/Trucks/Recreational Vehicles (2009 and older) 6.240 6.240 60 $19.45
Unsecured $10000- $25000 8.690 8.690 60 $24.76
$1500 – $9999 9.690 9.690 48 $25.22
$100 – $1499 12.990 12.990 24 $4.76
Kwik Cash Line of Credit (variable rate loan) 11.000 11.000 n/a $3.00 per $100
Signature Line of Credit (variable rate loan) 10.250 10.250 n/a $2.00 per $100
Home Freedom Loan ($5000-$25,000) 6.500 6.500 60 $19.57
Home Freedom Loan ($5000-$25,000) 6.750 6.750 120 $11.48
Home Freedom Loan ($5000-$25,000) 7.500 7.500 180 $9.27
*Annual Percentage Rate
**Minimum of $12,000 to finance
*** Minimum of $18,000 to finance; new vehicles only
^ Term available for boats, RVs and campers only; minimum $18,000 to finance









REAL ESTATE LOANS
Please note that mortgage rates depend on credit score, property type, equity (down payment), transaction type and bond market fluctuation. Because of the number of factors involved, CCU helps our members select the best mortgage solution for their specific need. Please contact a Mortgage Specialist at 715-843-4663 for a custom quote that is tailored to your needs. Rates and terms also available for investment property, vacant land and commercial loans.
Rate APR* Term
(months)
Payment
per $1000
Borrowed
1st Mortgage Purchase



5 Year Fixed Rate Call Call 60 Call
10 Year Fixed Rate Call
Call 120 Call
15 Year Fixed Rate Call Call 180 Call
20 Year Fixed Rate Call Call 240 Call
30 Year Fixed Rate Call Call 360 Call
3/1 ARM Call Call 360 Call
5/1 ARM Call Call 360 Call
10/1 ARM Call Call 360 Call
2nd Mortgage and Home Equity



5 Year Fixed Rate Call Call 60 Call
10 Year Fixed Rate Call Call 120 Call
15 Year Fixed Rate Call Call 180 Call
Home Equity Line of Credit (HELOC) Call Call Call Call
Construction 4.500 5.427 12 $3.70
*Annual Percentage Rate









SAVINGS AND CHECKING Dividend Rate APY* Term
Regular Savings ($75 minimum for dividend) 0.350 0.350 n/a
Regular Savings – Youth ($1 minimum for dividend) 0.350 0.350 n/a
Prime Times Savings ($500 minimum for dividend) 0.400 0.400 n/a
Savers's Sweepstakes Savings ($25 for dividend)  0.250 0.250 n/a
Christmas Savings ($25 minimum for dividend) 0.250 0.250 n/a
HSA Savings ($25 minimum for dividend) 0.500 0.500 n/a
IRA Savings ($500 minimum for dividend) 0.350 0.350 n/a
Money Market Savings – Tiered Account ($2,000 minimum for dividend)



Tier 1 (up to $9,999.99) 0.500 0.500 n/a
Tier 2 ($10,000 – $24,999.99) 0.650 0.650 n/a
Tier 3 ($25,000-$74,999.99) 1.000 1.000 n/a
Tier 4 ($75,000+) 1.140 1.150 n/a
Business Savings ($75.00 minimum for dividend) 0.350 0.350 n/a
Interest Checking ($1000 minimum for dividend) 0.200 0.200 n/a
Money Market Checking – Tiered Account ($2000 minimum for dividend)



Tier 1 (up to $9,999.99) 0.350 0.350 n/a
Tier 2 ($10,000 +) 0.500 0.500 n/a
Organization Checking ($500 minimum for dividend) 0.200 0.200 n/a
Business Checking ($5,000 minimum for dividends) 0.200 0.200 n/a
*Annual Percentage Yield








CERTIFICATES Dividend Rate APY* Term
6-Month Certificate with $2500 Minimum Balance 0.400 0.400 6
6-Month Certificate with $10,000 Minimum Balance 0.900
0.900 6
9-Month Certificate with $5000 Minimum Balance 1.000 1.000 9
12-Month Certificate with $500 Minimum Balance (Education IRA) 0.400 0.400 12
12-Month Certificate with $1000 Minimum Balance 0.600 0.600 12
12-Month Certificate with $5000 Minimum Balance 1.740 1.750 12
13-Month Certificate with $5000 Minimum Balance 1.790 1.800 13
15-Month Certificate with $5000 Minimum Balance 1.840 1.850 15
16-Month Certificate with $5000 Minimum Balance 1.840 1.850 16
18-Month Certificate with $1000 Minimum Balance 1.000 1.000 18
18-Month Certificate with $5000 Minimum Balance 1.840 1.850 18
21-Month Certificate with $5000 Minimum Balance 2.130 2.150 21
24-Month Certificate with $1000 Minimum Balance 1.090 1.090 24
24-Month Certificate with $5000 Minimum Balance 1.930 1.950 24
30-Month Certificate with $1000 Minimum Balance 1.190 1.200 30
30-Month Certificate with $5000 Minimum Balance 2.030 2.050 30
36-Month Certificate with $1000 Minimum Balance 1.190 1.200 36
36-Month Certificate with $5000 Minimum Balance 2.080 2.100 36
48-Month Certificate with $1000 Minimum Balance 1.290 1.300 48
48-Month Certificate with $5000 Minimum Balance 2.130 2.150 48
60-Month Certificate with $1000 Minimum Balance 1.490 1.500 60
60-Month Certificate with $5000 Minimum Balance 2.230 2.250 60
*Annual Percentage Yield