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Cloverbelt Credit Union

Mortgages

Welcome Home to CCU!

 
Cloverbelt Credit Union offers a number of mortgage loan products to suit your needs. We have a variety of fixed and adjustable rate loan terms and payment options available to suit your budget. Jeff Frolik and Curtis McElhaney are CCU's mortgage specialists and their many years of experience will provide the expertise needed to find the mortgage loan that's just right for you.
  
Mortgage Loan (1st or 2nd) - Use the equity in your home for any purpose
 
  • Home improvements
  • Buying a car
  • Truck or vehicle rental
  • Taking a vacation
  • Debt consolidation 
  • You name it!
 
Home Purchase - Meet with one of our Mortgage Specialists before you start looking for the home of your dreams to find out just how much house you can afford.
 
Land Purchase - Fine the perfect location for building a house or acquire acreage for hunting or camping
 
Construction Loan - Interested in building the ideal house to fit the needs of your family? A construction loan gives you access to a predetermined maximum loan amount to pay contractors as work is completed. While construction is progressing, you may pay monthly interest-only payments on the amount that has been advanced. After construction is complete, the loan can be converted into a conventional mortgage with a regular monthly payment.
 
Home Equity Line of Credit (HELOC) - A line-of-credit secured by the equity in your home with convenient access using a Platinum MasterCard. Make purchases from stores or online merchants and take cash advances from ATMs or at the credit union. Use as much as you need, whenever you need it and make payments based on the amount you've used.
 
Business Real Estate - Finance the purchase of single or multi-family rental property as well as commercial property.

Contact Jeff or Curtis For All Your Mortgage Needs!

 
Jeff Frolik headshot
Jeff Frolik - NMLS#466652
Phone: (715) 843 - HOME(4663)

Curtis McElhaney headshot
Curtis McElhaney - NMLS#400617
Phone: (715) 843 - HOME(4663)

Current Mortgage Rates

 
LoanRateAPR*TermPayment per
$1000 Borrowed
FIRST MORTGAGES




5 Year Fixed Rate 4.2504.45360 months
$18.53
10 Year Fixed Rate4.7504.857120 months
$10.49
15 Year Fixed RateCallCall180 months
Call
20 Year Fixed RateCallCall240 months
Call
30 Year Fixed RateCallCall360 months
Call
3/1 ARM4.5004.542360 months
$5.07
5/1 ARM4.7504.793360 months
$5.22
10/1 ARM5.2505.294360 months
$5.52
Construction4.500
5.427
12 months
$3.70





SECOND MORTGAGES




5 Year Fixed Rate5.0005.20560 months
$18.87
10 Year Fixed Rate5.7505.859120 months
$10.98
15 Year Fixed Rate6.5006.579180 months
$8.71
Home Equity Line of Credit (HELOC)CallCallCall
Call
 
Rates and terms also available for investment property, vacant land and commercial loans.
Contact a Mortgage Specialist at 715-843-4663 for more information.
*Annual percentage rate