Certificates
CCU offers a variety of certificates with varying terms and minimum balance requirements. CCU also gives you several options for handling your certificate dividends. You can choose to let them compound; you can have the money transferred to another CCU account; or you can have a check mailed to you. (Some restrictions may apply.)
| Type | Dividend Rate | APY* | Term |
|---|---|---|---|
| 6-Month Certificate with $2500 Minimum Balance |
0.400 | 0.400 | 6 Months |
|
6-Month Certificate
with $10,000 Minimum Balance
|
0.900 | 0.900 | 6 Months |
| 9-Month Certificate with $5000 Minimum Balance |
1.000 | 1.000 | 9 Months |
| 12-Month Certificate with $500 Minimum Balance (Education IRA) |
0.400 | 0.400 | 12 Months |
| 12-Month Certificate with $1000 Minimum Balance |
0.600 | 0.600 | 12 Months |
| 12-Month Certificate with $5000 Minimum Balance |
1.740 | 1.7500 | 12 Months |
| 13-Month Certificate with $5000 Minimum Balance |
1.790 |
1.800 | 12 Months |
| 15-Month Certificate with $5000 Minimum Balance |
1.840 | 1.850 | 15 Months |
| 16-Month Certificate with $5000 Minimum Balance |
1.840 |
1.850 | 16 Months |
| 18-Month Certificate with $1000 Minimum Balance |
1.000 | 1.000 | 18 Months |
| 18-Month Certificate with $5000 Minimum Balance |
1.840 | 1.850 | 18 Months |
| *** SPECIAL! *** 21-Month Certificate with $5000 Minimum Balance |
2.130 | 2.150 | 21 Months |
| 24-Month Certificate with $1000 Minimum Balance |
1.090 | 1.090 | 24 Months |
| 24-Month Certificate with $5000 Minimum Balance |
1.980 | 1.990 | 24 Months |
| 30-Month Certificate with $1000 Minimum Balance |
1.190 | 1.200 | 30 Months |
| 30-Month Certificate with $5000 Minimum Balance |
2.080 | 2.100 | 30 Months |
| 36-Month Certificate with $1000 Minimum Balance |
1.190 | 1.200 | 36 Months |
| 36-Month Certificate with $5000 Minimum Balance |
2.080 | 2.100 | 36 Months |
| 48-Month Certificate with $1000 Minimum Balance |
1.290 | 1.300 | 48 Months |
| 48-Month Certificate with $5000 Minimum Balance |
2.230 | 2.250 | 48 Months |
| 60-Month Certificate with $1000 Minimum Balance |
1.490 | 1.500 | 60 Months |
| 60 Month Certificate with $5000 Minimum Balance | 2.380 | 2.400 | 60 Months |
* Annual percentage yield. Fees may reduce earnings. Penalty imposed for early withdrawal.