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Cloverbelt Credit Union

Certificates

CCU offers a variety of certificates with varying terms and minimum balance requirements. CCU also gives you several options for handling your certificate dividends. You can choose to let them compound; you can have the money transferred to another CCU account; or you can have a check mailed to you. (Some restrictions may apply.) Certificates are also available as IRAs. 

Type Dividend Rate APY* Term
6-Month Certificate with $2500 Minimum Balance
0.500 0.500 6 Months
6-Month Certificate
with $10,000 Minimum Balance
0.700 0.700 6 Months
9-Month Certificate with $5000 Minimum Balance
0.750 0.750 9 Months
12-Month Certificate with $500 Minimum Balance (Education IRA)
0.350 0.350 12 Months
12-Month Certificate with $1000 Minimum Balance
0.60 0.60 12 Months
12-Month Certificate with $5000 Minimum Balance
1.490 1.500 12 Months
13-Month Certificate with $5000 Minimum Balance
1.490
1.500 12 Months
15-Month Certificate with $5000 Minimum Balance
1.590 1.600 15 Months
16-Month Certificate with $5000 Minimum Balance
1.740
1.750 16 Months 
18-Month Certificate with $1000 Minimum Balance
1.000 1.000 18 Months
18-Month Certificate with $5000 Minimum Balance
2.030 2.050 18 Months
21-Month Certificate with $5000 Minimum Balance 2.230 2.250 21 Months
24-Month Certificate with $1000 Minimum Balance
1.050 1.050 24 Months
24-Month Certificate with $5000 Minimum Balance
1.790 1.800 24 Months
30-Month Certificate with $1000 Minimum Balance
1.100 1.100 30 Months
30-Month Certificate with $5000 Minimum Balance
1.790 1.800 30 Months
36-Month Certificate with $1000 Minimum Balance
1.100 1.100 36 Months
36-Month Certificate with $5000 Minimum Balance
1.990 2.000 36 Months
48-Month Certificate with $1000 Minimum Balance
1.190 1.200 48 Months
48-Month Certificate with $5000 Minimum Balance
2.030 2.050 48 Months
60-Month Certificate with $1000 Minimum Balance
1.590 1.600 60 Months
60 Month Certificate with $5000 Minimum Balance 2.380 2.400 60 Months
* Annual percentage yield. Fees may reduce earnings. Penalty imposed for early withdrawal.