Certificates
CCU offers a variety of certificates with varying terms and minimum balance requirements. CCU also gives you several options for handling your certificate dividends. You can choose to let them compound; you can have the money transferred to another CCU account; or you can have a check mailed to you. (Some restrictions may apply.) Certificates are also available as IRAs.
| Type | Dividend Rate | APY* | Term |
|---|---|---|---|
| 6-Month Certificate with $2500 Minimum Balance |
0.250 | 0.250 | 6 Months |
|
6-Month Certificate
with $10,000 Minimum Balance
|
0.250 | 0.250 | 6 Months |
| 9-Month Certificate with $5000 Minimum Balance |
0.300 | 0.300 | 9 Months |
| 12-Month Certificate with $500 Minimum Balance (Education IRA) |
0.200 | 0.200 | 12 Months |
| 12-Month Certificate with $1000 Minimum Balance |
0.350 | 0.350 | 12 Months |
| 12-Month Certificate with $5000 Minimum Balance |
0.500 | 0.500 | 12 Months |
| 13-Month Certificate with $5000 Minimum Balance |
0.500 |
0.500 | 12 Months |
| 15-Month Certificate with $5000 Minimum Balance |
0.500 | 0.500 | 15 Months |
| 16-Month Certificate with $5000 Minimum Balance |
0.500 |
0.500 | 16 Months |
| 18-Month Certificate with $1000 Minimum Balance |
0.450 | 0.450 | 18 Months |
| 18-Month Certificate with $5000 Minimum Balance |
0.550 | 0.550 | 18 Months |
| 21-Month Certificate with $5000 Minimum Balance | 0.650 | 0.650 | 21 Months |
| 24-Month Certificate with $1000 Minimum Balance |
0.550 | 0.550 | 24 Months |
| 24-Month Certificate with $5000 Minimum Balance |
0.600 | 0.600 | 24 Months |
| 30-Month Certificate with $1000 Minimum Balance |
0.600 | 0.600 | 30 Months |
| 30-Month Certificate with $5000 Minimum Balance |
0.650 | 0.650 | 30 Months |
| 36-Month Certificate with $1000 Minimum Balance |
0.600 | 0.600 | 36 Months |
| 36-Month Certificate with $5000 Minimum Balance |
0.700 | 0.700 | 36 Months |
| 48-Month Certificate with $1000 Minimum Balance |
0.750 | 0.750 | 48 Months |
| 48-Month Certificate with $5000 Minimum Balance |
0.750 | 0.750 | 48 Months |
| 60-Month Certificate with $1000 Minimum Balance |
0.900 | 0.900 | 60 Months |
| 60 Month Certificate with $5000 Minimum Balance | 0.900 | 0.900 | 60 Months |
* Annual percentage yield. Fees may reduce earnings. Penalty imposed for early withdrawal.