Certificates

CCU offers a variety of certificates with varying terms and minimum balance requirements. CCU also gives you several options for handling your certificate dividends. You can choose to let them compound; you can have the money transferred to another CCU account; or you can have a check mailed to you. (Some restrictions may apply.)

Type	Dividend Rate	APY*	Term
6-Month Certificate with $2500 Minimum Balance	0.400	0.400	6 Months
6-Month Certificate with $10,000 Minimum Balance	0.900	0.900	6 Months
9-Month Certificate with $5000 Minimum Balance	1.000	1.000	9 Months
12-Month Certificate with $500 Minimum Balance (Education IRA)	0.400	0.400	12 Months
12-Month Certificate with $1000 Minimum Balance	0.600	0.600	12 Months
12-Month Certificate with $5000 Minimum Balance	1.740	1.7500	12 Months
13-Month Certificate with $5000 Minimum Balance	1.790	1.800	12 Months
15-Month Certificate with $5000 Minimum Balance	1.840	1.850	15 Months
16-Month Certificate with $5000 Minimum Balance	1.840	1.850	16 Months
18-Month Certificate with $1000 Minimum Balance	1.000	1.000	18 Months
18-Month Certificate with $5000 Minimum Balance	1.840	1.850	18 Months
21-Month Certificate with $5000 Minimum Balance	2.130	2.150	21 Months
24-Month Certificate with $1000 Minimum Balance	1.090	1.090	24 Months
24-Month Certificate with $5000 Minimum Balance	1.930	1.950	24 Months
30-Month Certificate with $1000 Minimum Balance	1.190	1.200	30 Months
30-Month Certificate with $5000 Minimum Balance	2.030	2.050	30 Months
36-Month Certificate with $1000 Minimum Balance	1.190	1.200	36 Months
36-Month Certificate with $5000 Minimum Balance	2.080	2.100	36 Months
48-Month Certificate with $1000 Minimum Balance	1.290	1.300	48 Months
48-Month Certificate with $5000 Minimum Balance	2.130	2.150	48 Months
60-Month Certificate with $1000 Minimum Balance	1.490	1.500	60 Months
60 Month Certificate with $5000 Minimum Balance	2.230	2.250	60 Months

* Annual percentage yield. Fees may reduce earnings. Penalty imposed for early withdrawal.