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Cloverbelt Credit Union

Certificates

CCU offers a variety of certificates with varying terms and minimum balance requirements. CCU also gives you several options for handling your certificate dividends. You can choose to let them compound; you can have the money transferred to another CCU account; or you can have a check mailed to you. (Some restrictions may apply.) Certificates are also available as IRAs. 

Type Dividend Rate APY* Term
6-Month Certificate with $2500 Minimum Balance
0.250 0.250 6 Months
6-Month Certificate
with $10,000 Minimum Balance
0.250 0.250 6 Months
9-Month Certificate with $5000 Minimum Balance
0.300 0.300 9 Months
12-Month Certificate with $500 Minimum Balance (Education IRA)
0.200 0.200 12 Months
12-Month Certificate with $1000 Minimum Balance
0.350 0.350 12 Months
12-Month Certificate with $5000 Minimum Balance
0.500 0.500 12 Months
13-Month Certificate with $5000 Minimum Balance
0.500
0.500 12 Months
15-Month Certificate with $5000 Minimum Balance
0.500 0.500 15 Months
16-Month Certificate with $5000 Minimum Balance
0.500
0.500 16 Months 
18-Month Certificate with $1000 Minimum Balance
0.450 0.450 18 Months
18-Month Certificate with $5000 Minimum Balance
0.550 0.550 18 Months
21-Month Certificate with $5000 Minimum Balance 0.650 0.650 21 Months
24-Month Certificate with $1000 Minimum Balance
0.550 0.550 24 Months
24-Month Certificate with $5000 Minimum Balance
0.600 0.600 24 Months
30-Month Certificate with $1000 Minimum Balance
0.600 0.600 30 Months
30-Month Certificate with $5000 Minimum Balance
0.650 0.650 30 Months
36-Month Certificate with $1000 Minimum Balance
0.600 0.600 36 Months
36-Month Certificate with $5000 Minimum Balance
0.700 0.700 36 Months
48-Month Certificate with $1000 Minimum Balance
0.750 0.750 48 Months
48-Month Certificate with $5000 Minimum Balance
0.750 0.750 48 Months
60-Month Certificate with $1000 Minimum Balance
0.900 0.900 60 Months
60 Month Certificate with $5000 Minimum Balance 0.900 0.900 60 Months
* Annual percentage yield. Fees may reduce earnings. Penalty imposed for early withdrawal.