Certificates
CCU offers a variety of certificates with varying terms and minimum balance requirements. CCU also gives you several options for handling your certificate dividends. You can choose to let them compound; you can have the money transferred to another CCU account; or you can have a check mailed to you. (Some restrictions may apply.) Certificates are also available as IRAs.
| Type | Dividend Rate | APY* | Term |
|---|---|---|---|
| 6-Month Certificate with $2500 Minimum Balance |
0.500 | 0.500 | 6 Months |
|
6-Month Certificate
with $10,000 Minimum Balance
|
0.700 | 0.700 | 6 Months |
| 9-Month Certificate with $5000 Minimum Balance |
0.750 | 0.750 | 9 Months |
| 12-Month Certificate with $500 Minimum Balance (Education IRA) |
0.350 | 0.350 | 12 Months |
| 12-Month Certificate with $1000 Minimum Balance |
0.60 | 0.60 | 12 Months |
| 12-Month Certificate with $5000 Minimum Balance |
1.490 | 1.500 | 12 Months |
| 13-Month Certificate with $5000 Minimum Balance |
1.490 |
1.500 | 12 Months |
| 15-Month Certificate with $5000 Minimum Balance |
1.590 | 1.600 | 15 Months |
| 16-Month Certificate with $5000 Minimum Balance |
1.740 |
1.750 | 16 Months |
| 18-Month Certificate with $1000 Minimum Balance |
1.000 | 1.000 | 18 Months |
| 18-Month Certificate with $5000 Minimum Balance |
2.030 | 2.050 | 18 Months |
| 21-Month Certificate with $5000 Minimum Balance | 2.230 | 2.250 | 21 Months |
| 24-Month Certificate with $1000 Minimum Balance |
1.050 | 1.050 | 24 Months |
| 24-Month Certificate with $5000 Minimum Balance |
1.790 | 1.800 | 24 Months |
| 30-Month Certificate with $1000 Minimum Balance |
1.100 | 1.100 | 30 Months |
| 30-Month Certificate with $5000 Minimum Balance |
1.790 | 1.800 | 30 Months |
| 36-Month Certificate with $1000 Minimum Balance |
1.100 | 1.100 | 36 Months |
| 36-Month Certificate with $5000 Minimum Balance |
1.990 | 2.000 | 36 Months |
| 48-Month Certificate with $1000 Minimum Balance |
1.190 | 1.200 | 48 Months |
| 48-Month Certificate with $5000 Minimum Balance |
2.030 | 2.050 | 48 Months |
| 60-Month Certificate with $1000 Minimum Balance |
1.590 | 1.600 | 60 Months |
| 60 Month Certificate with $5000 Minimum Balance | 2.380 | 2.400 | 60 Months |
* Annual percentage yield. Fees may reduce earnings. Penalty imposed for early withdrawal.